Coastal Insurance Specialists

Client Centered

Most standard companies avoid insuring homes on the barrier islands due to the potential exposures and risks that come with living at the shore. Here are some of the complexities of insuring coastal properties:

  • Insurance carriers have different definitions of ‘coastal’.
  • The carriers that do offer coverage often have separate types of deductibles.
  • These can include wind deductibles, named-storm deductibles, hurricane deductibles.
  • Deductibles can be percentages or a flat fee. This difference can be huge!
  • Flood insurance is a separate policy. Do you know about Private Flood Insurance? We do!

We specialize in insuring coastal properties. We have the knowledge and resources to find you the best coverage at the best rate.

Whether you own a high value waterfront home, a coastal secondary home or rental property, or simply need coverage on your primary residence. Let us help you find the coastal coverage you need to protect your investment.

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